Monetary and Financial economic

The state formulates its economic policies based on developmental indicators it aims to achieve, and on the material and human resources available to it, within the context of environmental changes and technical data. In order to achieve its goals, the state undertakes direct and indirect measures, such as adjusting levels of spending or tax rates through fiscal policy. It also takes measures through monetary policy, which seeks to influence the money supply in the economy—either by increasing or decreasing it—as a means of achieving desired economic objectives.

Given that commercial banks serve as financial intermediaries between economic agents experiencing a funding deficit and those with surplus financial resources—through deposit and lending mechanisms—they have become the central financial institution for moving the money supply. Therefore, controlling and supervising the credit they provide has become a key method to achieving monetary policy goals, and hence, the broader economic objectives of the state.

For this reason, it becomes essential for the Department of Economic Sciences to ensure proper training in the specialization of Monetary and Financial Economics, in order to prepare professionals capable of analyzing monetary variables and understanding banking operations within a changing economic environment.

Accordingly, the main training objectives in this specialization can be summarized as follows:

• Mastery of monetary theories and policies, along with the various aspects of analysis related to them.
• Proficiency in banking techniques and familiarity with the different banking products in use.
• Understanding of the laws and regulations governing the banking and monetary markets.
• The ability to manage the asset and liability portfolios of commercial banks.